“We are able to develop flexible, tailored solutions that unlock real growth for our partners and provide significant additional funding for smaller businesses in the UK.”
Structured Capital Solutions
Overview (Cumulative)
19Portfolio investments
£396mCommitted
£137mInvested
15,117Businesses supported as of 31 March 2021
Through our continued engagement with the market we have developed a strong understanding of the dynamics impacting both asset finance providers and challenger banks. As a result we have structured and delivered capital solutions directly to qualified market participants to help address the access to capital constraints faced by these partners. This has enabled them to on-lend in greater volume to a large number of smaller businesses throughout the country.
We have provided Tier 2 and AT1 capital to challenger banks, and our support provides a valuable addition to a challenger bank’s regulatory capital base and can be drawn upon in a flexible manner.
Furthermore, asset finance is also an important source of funding for smaller businesses in the UK. Through providing senior debt funding and mezzanine capital, we have enabled asset finance providers to accelerate the growth of their lending books in a prudent and capital-efficient way.
