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Case Studies

Case Studies

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Hook & Son

BBI Programme: FinTech

Delivery partner: FOLK2FOLK

British Business Investments delivery partner FOLK2FOLK specialises in providing finance to underserved smaller businesses within regional areas of the UK. Headquartered in Cornwall, it takes a simple and straightforward approach, offering interest-only, property-secured loans to credit-worthy businesses who may not fit standard bank criteria.

FOLK2FOLK helps businesses like Hook & Son, a family run organic dairy farm based in East Sussex, to start, grow, or diversify. Hook & Son run an 80-cow organic dairy farm and in 2007 began selling raw milk direct to the consumer. In 2018, the farm had its first bovine tuberculosis reactor which had a disastrous effect. Since then, they have rebuilt their business, increasing its product range to also include pasteurised dairy produce, and developed a market for dairy beef and are now the UK’s largest farmer retailer of raw dairy products.

The father and son team received a £400,000 facility from FOLK2FOLK to set up a new glamping enterprise. The funding enabled this productive rural business to diversify their farm income and refinance existing debt, helping them move forward with their growth plans which include opening a shop in Borough Market, London.

Man walking with cows down a path holding a bag over his shoulder.